Kirkland Family Dentistry offers flexible payment options and access to quality dental care
Dental insurance can mean the difference between getting the dental care you need and risking long-term issues related to your oral health. Many people don’t have dental insurance, but we want to ensure that as many people as possible have access to the dental care they need to be healthy and happy.
At Kirkland Family Dentistry, we are proud to accept all major forms of insurance and we’ll work with you to ensure that you get the most benefit from your insurance coverage. As with any dental insurance, you should plan to pay a portion of the overall cost of any treatment or procedure that is above and beyond traditional prevention and examinations. X-rays, tests, and special procedures, as well as lab work may all cost money above what your insurance company is willing to pay.
It’s important that you understand dental insurance has its limitations pass and not all procedures and treatments are covered. If you have questions about your dental insurance coverage, call your insurance provider.
What if Kirkland Family Dentistry Doesn’t Accept My Insurance?
It is unlikely that your insurance provider is not on our list of accepted dental insurance policies. It’s important to check the status of your insurance policy to find out if it is part of a
preferred provider organization (PPO) or health maintenance organization (HMO).
If you are part of a PPO, you can choose the dentist that best suits your needs. If, however, you are part of an HMO dental plan, you will have to work with a dentist that falls under their insurance plan. Call our office to find out if we are part of your HMO group. You are welcome to make use of our dental office in Kirkland, WA under an HMO that is not part of our insurance offerings, but you should expect a higher co-pay if you utilize a dentist that is out of the network that is approved.
Our list of approved dental insurance companies is extensive:
- Aetna
- Aflac
- Ameritas
- Anthem
- Assurant
- Best-Life
- Cigna
- United Health Care
- Lincoln Financial Group
- Delta Dental
- Dentemax
- EBMS
- First Health
- WEATrust
- Fortis
- Great West Life
- GE
- GEHA
- Guardian
- IMA
- Health Choice
- HealthPlanOne
- Humana
- LifeMap
- Jefferson Pilot Financial
- Kansas City Life
- MetLife
- LifeWise
- Nationwide
- MED Advantage
- Mutual of Omaha
- ODSS
- Dentegra
- Regence
- Premera
- United Concordia
- United Healthcare
What is Covered as Part of my Dental Insurance?
Your insurance company is the best source of information related to what procedures and treatments are covered. In some instances, our staff can pre-approve your dental treatments so that you know ahead of time what is covered and what is not, but it is the responsibility of the patient to understand their insurance policy and what is covered. A quick call to your insurance company will help clear up any confusion about your coverage. Some question to ask your insurance company might include:
- What dentist is approved for treatment?
- Are there any payments caps or limitations I should be aware of?
- Do I need to wait a while before I can access my dental benefits?
- Does my insurance cover crowns, veneers, or other cosmetic dental procedures?
- What happens during a dental emergency?
- What is considered a dental emergency?
- Does all dental work need to be pre-authorized?
- Do I have to pay out of pocket and get reimbursed later?
If your insurance does not cover the recommended treatment or procedure as prescribed by our professional dentists, our team will work with you to devise a payment plan that will allow you to gain access to the treatment you need to maintain good oral health.
Avoid Dental Emergency Delays
It’s a good idea to understand how your insurance company treats dental emergencies and what may be covered in the event of an emergency. You don’t want to be worrying about whether or not you can afford the necessary treatment when you are in pain. Contact your insurance provider to find out the protocol for dental emergencies and what is covered.
Contact Kirkland Family Dentistry Today
If you have questions about your insurance or you want to book an appointment, contact Kirkland Family Dentistry today or call us at (425) 822-0435. We will book you an appointment and provide you with all the information you need to make a decision about becoming a valued patient. Our goal is to make sure that you get the support you need to make the best choice for your care and budget.
